How will my Spot Me Now instalments be collected?

To activate Spot Me Now & get access to your cash, you’ll need to pay your first instalment + 3% top-up fee. After 10 days of spending, we’ll recalculate your instalments based on how much you’ve spent and collect the remaining instalments from your Primary Spot account. Make sure your Primary account is topped up to avoid any default fees. Take a look at your top-up options here.

Your instalments will always be interest and fee free as long as you pay on time. We’ll be sure to send you a reminder before your instalments are due and you’ll have a full breakdown of your instalment structure on your app.

If we’re unable to collect your instalment from your Primary Spot account, we will try to collect the instalment from the 3rd party bank account you linked when you activated Spot Me Now. If we are still unable to collect the instalment, you will incur a default fee, and we will reach out to arrange payment.