Will Spot Me Now affect my credit score?

Using Spot Me Now won’t affect your credit score if you repay your instalments on time.  If you default on your instalment repayments, this might not affect your credit score, however, it will affect your eligibility to access future Spot Me Now offers.

Paying your Spot Me Now instalments on time generates increased trust on your Spot Profile. This in turn, allows us the opportunity to offer you optimized and personalised services based on the good standing of your profile.